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Well-Aging With Oticon 
Installment Savings
Highest Interest Rate 
APR 5.8%
Interest Rate 
APR 1.8%
Product Information

Period 60 Months (5 Years)
Sum $44
Subscription Method Untact Channel
Object Individual (An account per person)
Interest Payments Expiration data and time payment formula
Benefits After Maturity
1. Discount when purchasing Oticon hearing aids (depending on device)
2. Receiver filter and premium hearing aid cleaning spray provided
Notice
- If you cancel before maturity, an early termination interest rate lower than the contracted interest rate will be applied.
- Be sure to read the [Well-Aging With Oticon Installment Savings] special terms and product description before signing up for the product. 
- If you have any questions about this product or need to discuss complaints, please contact us through our sales office, Oticon Korea (02-2022-3900), or our Internet homepage (https://oticonshop.com/index.php). In addition, if there is a dispute with the band regarding this product, you can apply for dispute mediation to the Financial Supervisory Service's Complaint Counselling Center (1332 without area code) or the e-Financial Complaint Center (https://www.fcsc.kr) in accordance with the Financial Consumer Protection Act. can. (Product Development Department : Personal Customer Department)
Depositor Protection This deposit is protected up to "$36,724" per person (combined with the bank's other protected products), including the principal and interest, in accordance with the Depositor Protection Act.
Interest Rate Guide
A preferential interest rate of up to 4% per annum is applied depending on whether the following preferential requirements are met

1. If your installment savings expires (1%)
- At the end of the expired period of 60 months, the interest rate is automatically added and can be received.

2. If you have been diagnosed with hearing loss or have a family history (1%)
- If you have been diagnosed with hearing loss : Submit your diagnosis report and it will be applied immediately after review
- If there is a family history : Submit a family relationship certificate and a family member's hearing loss diagnosis report and it will be applied immediately after review.

3. If you receive a health checkup during the savings period (1%)
- Once you submit your health checkup report, it will be reviewed and applied immediately.

4. If you walk more than 100,000 steps per month (1%)
- Measured and applied up to the month immediately before maturity or cancellation based on the step count measurement page in our bank application.